Professional Liability Insurance
With lawsuits continually on the rise, professionals offering services of all kinds need protection. One client’s dissatisfaction can turn quickly from allegation to litigation, resulting in potentially devastating consequences - financial and otherwise. Berkshire Hathaway GUARD’s Professional Liability insurance has been designed to address the damages commonly incurred by wrongful acts, such as negligence, errors and omissions, defamation, and others.
We offer a Lawyer’s Professional Liability (LPL) policy designed specifically for small law firms. Our product features:
- Limits starting at $100,000 per claim up to $3 million (and even higher amounts considered).
- Coverages included as part of the standard policy that typically require add-on endorsements by other insurers.
- Plus, a short application that makes the process as easy as possible.
Our Miscellaneous Professional Liability (MPL) coverage can be tailored to suit up to 50 classes of business, including but not limited to:
Bookkeepers / Record Keeping
Literary Agents / Publishing
Travel Agents / Tour Operators
Our product features:
- Limits starting at $100,000 per claim up to $3 million (with even higher amounts considered).
- A coverage form that provides a basic foundation that can be customized to address clients’ specific needs via a wide range of available endorsements.
For Architects and Engineers Professional Liability (A&E), our product features:
- Limits starting at $100,000 per claim up to $5 million with standard coverage that addresses Professional Liability; Environment Liability; Contractors Pollution Liability; Technology Services Liability and Technology Products; Computer Network Security; Multimedia and Advertising; and Privacy.
- Optional enhancements such as First Dollar Defense, Deductible Credit for Mediation, and Specific Project Excess.
Our focus encompasses a dozen A&E disciplines.
Our Professional Liability insurance is currently available in a growing number of states (see a map of our Operating Area), and aggressive geographical expansion is planned as well as the development of new products for additional specialized commercial classifications.
Businesses can get a quote for Professional Liability insurance and see firsthand all the benefits Berkshire Hathaway GUARD offers.