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Disability Insurance

In our ongoing effort to provide a complete family of insurance products, Berkshire Hathaway GUARD offers a Disability Benefits insurance product in New York through AmGUARD Insurance Company. Viewed as a natural complement to Workers’ Comp policies, which provide wage-replacement for job-related illnesses and injuries, Disability Benefits insurance does the same for non-occupational situations. Used in tandem, these products offer around-the-clock protection against unexpected loss of income.

In addition to a basic Statutory Disability product, a variety of enhanced options are available at an additional cost:

  • In-Hospital Rider
  • Enriched Benefits Rider (either “X 2” OR “X 3” the statutory limit)
  • Accidental Death and Dismemberment (AD&D) Rider

To achieve maximum efficiency, convenience, and ease of use, all processing from submission through payment can be accomplished electronically via e-mail and our Policyholder Service Center.

Businesses can get a quote for Disability insurance and see firsthand all the benefits Berkshire Hathaway GUARD offers.

Notice Required by New York Law:
Our Disability Benefits policy provides disability income insurance only and does not provide basic hospital, basic medical, or major medical insurance as defined by the New York Department of Financial Services. Coverage is underwritten by AmGUARD Insurance Company – Form No. DB 99 00 00 07 11.

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