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Businessowner’s Policies

Just like businesses come in all shapes and sizes, so do their insurance needs. But selecting the right coverages can be a daunting task, even for seasoned entrepreneurs. That’s why we’ve designed a Businessowner’s Policy that bundles traditional property and liability protection into one form. Optional “Add-Ons” and industry specific endorsements can be added to enhance or extend coverage, resulting in a customized insurance solution that is just what you need (and not what you don’t).

Coverage Highlights

  • Typical property limits up to $20 million; up to $50 million for certain industries
  • Liability limits up to $2 million per occurrence / $4 million general aggregate
  • Built-in business income, inland marine, and crime coverages
  • Optional “Add-Ons” including equipment breakdown, data compromise, and cyber suite coverages offered in conjunction with market leader Hartford Steam Boiler
  • Industry-specific customization endorsements
  • A wide range of premium discounts based upon unique business characteristics
  • Low deductibles, flexible payment options, expert loss control and claims handling



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