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Homeowners Insurance

Protecting home, assets, and peace of mind

Berkshire Hathaway GUARD’s Homeowners insurance products provide the traditional property and liability coverages needed by homeowners to protect their residence, assets, and overall way of life. With a variety of optional Add-Ons and a unique Personal Property Plus Endorsement Package, coverage can be extended and limits increased — all at an affordable price. Together with the financial stability that comes from selecting a member of the Berkshire Hathaway Group (one of the strongest in the world), the result is a customized and secure home insurance solution.


Designed for owners/occupants of one- to four-family dwellings, including townhouses and row homes.
(Purchaser occupants, life estate arrangements, seasonal dwellings, and homes under construction considered.)


Designed for tenants (non-owners) of a dwelling, cooperative unit, or a building containing an apartment not otherwise eligible for Homeowners insurance.

Condo Unit Owners

Designed for owners of a condominium or cooperative unit.

Special Circumstances

In addition to standard exposures, we aim to provide a bridge for real-life situations in which the lines between business and personal insurance needs are not so neatly drawn. We will consider Homeowners coverage for:

  • Residences owned by business entities such as limited liability corporations and homes held for rent.
  • Residences in which certain incidental business activities occur within the home.

Premium Discounts

We offer a wide range of premium discounts that can result in considerable savings.

Learn More

Individuals may get a quote and see firsthand all the benefits Berkshire Hathaway GUARD offers.

Prospective agents may apply to become a Berkshire Hathaway GUARD Agent.

Personal Umbrella Insurance


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