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Claims






                                                                  FAST, FAIR, AND EFFECTIVE.


                                                                  Our goal with claims is to assist each of our customers in
                                                                  a crisis situation and to be responsive when you need us. A
                                                                  toll-free hotline—available 24/7—enables us to react quickly to

                                                                  minor incidents while channeling more complex cases to one
                                                                  of our specialized units. From there, our expert adjusters offer

                                                                  guidance to mitigate the loss, expedite resources needed for
                                                                  repairs or replacement, and process payments in a convenient
                                                                  and timely manner. Our dedicated litigation and subrogation

                                                                  teams as well as our close relationships with emergency
                                                                  service vendors, outside attorneys, appraisal services,
                                                                  and independent adjusters are all key to our success in

                                                                  managing claims outcomes.


                                                                  For Workers’ Compensation claims, we work with

                                                                  our affiliate, GUARDCo, a licensed and accredited
                                                                  medical management company.












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