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Claims






 FAST, FAIR, AND EFFECTIVE.


 Our goal with claims is to assist each of our customers in
 a crisis situation and to be responsive when you need us. A
 toll-free hotline—available 24/7—enables us to react quickly to

 minor incidents while channeling more complex cases to one
 of our specialized units. From there, our expert adjusters offer

 guidance to mitigate the loss, expedite resources needed for
 repairs or replacement, and process payments in a convenient
 and timely manner. Our dedicated litigation and subrogation

 teams as well as our close relationships with emergency
 service vendors, outside attorneys, appraisal services,
 and independent adjusters are all key to our success in

 managing claims outcomes.


 For Workers’ Compensation claims, we work with

 our affiliate, GUARDCo, a licensed and accredited
 medical management company.












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