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Workers’



            Compensation

                                                                                                                                                                                                                                              Coverage Highlights


            PROTECTING BUSINESSES AND EMPLOYEES.
                                                                                                                                                                                                                                                 Competitive, tiered price

            Workers’ Compensation is a “must-have” for most                                                                                                                                                                                     structure in most states
            employers; meaning, it’s required by law. The policy

            covers medical expenses and lost wages resulting from                                                                                                                                                                                Premium discounts based upon
                                                                                                                                                                                                                                                unique business characteristics
            a job-related injury/illness and is pretty standard among
            insurance companies.
                                                                                                                                                                                                                                                 Group dividend plans
                                                                                                                                                                                                                                                for select industries
            We distinguish our Workers’ Compensation coverage by
            providing a host of valued-added services before, during,                                                                                                                                                                            Individual dividend plans

            and after a claim. With offerings such as up-front loss control                                                                                                                                                                     for larger businesses
            to identify and correct occupational hazards, responsive

            claims handling, and the facilitation of quality medical care                                                                                                                                                                        Flexible and convenient payment
            (when an accident does occur), we’ve been protecting our                                                                                                                                                                            options, including “pay-as-you-go”
            policyholders and their employees for decades.                                                                                                                                                                                      and self-reporting platforms















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