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Workers’



 Compensation

                                                                                              Coverage Highlights


 PROTECTING BUSINESSES AND EMPLOYEES.
                                                                                                 Competitive, tiered price

 Workers’ Compensation is a “must-have” for most                                                structure in most states
 employers; meaning, it’s required by law. The policy

 covers medical expenses and lost wages resulting from                                           Premium discounts based upon
                                                                                                unique business characteristics
 a job-related injury/illness and is pretty standard among
 insurance companies.
                                                                                                 Group dividend plans
                                                                                                for select industries
 We distinguish our Workers’ Compensation coverage by
 providing a host of valued-added services before, during,                                       Individual dividend plans

 and after a claim. With offerings such as up-front loss control                                for larger businesses
 to identify and correct occupational hazards, responsive

 claims handling, and the facilitation of quality medical care                                   Flexible and convenient payment
 (when an accident does occur), we’ve been protecting our                                       options, including “pay-as-you-go”
 policyholders and their employees for decades.                                                 and self-reporting platforms















 6  |  Berkshire Hathaway GUARD Insurance Companies                                                                                  7
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